PHH Corporation (PHH)
Q1 2012 Earnings Call
May 2, 2012 10:00 am ET
Glenn Messina – President and Chief Executive Officer
David Coles – Interim Executive Vice President and Chief Financial Officer
Robert Crowl – Executive Vice President
George Kilroy – Executive Vice President of Fleet
Smriti Popenoe – Chief Risk Officer and Interim President of Mortgage
Jim Ballan – Vice President of Investor Relations
John Erdmann – Vice President and Controller
Richard Eckert – B. Riley & Co.
Paul Miller – FBR
Bose George – KBW
Henry Coffey – Sterne Agee
Jim Fowler – Harvest Capital
Joe Galzerano – Muzinich
Jordan Hymowitz – Philadelphia Financial
Michael Kim – CRT
Good morning ladies and gentlemen. Welcome to the PHH Corporation first quarter 2012 earnings conference call. (Operator instructions)
Today’s call is also being webcast and recorded for replay purposes. The audio replay can be accessed either on the company’s Web site at www.phh.com/invest or by telephone at 719-457-0820 or 888-203-1112 using conference ID 4407247 beginning shortly after the conclusion of the call. It will be available until May 16, 2012. This access information is also described in the company’s earnings release and I will repeat it again at the end of our session.
At this time, Jim Ballan, Vice President of Investor Relations will proceed with the introductions.
Good morning and welcome to the PHH Corporation’s first quarter 2012 earnings conference call. Please note that statements made during this conference call include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, as further described in slide three of our first quarter 2012 investor presentation of supplemental schedules. Such forward-looking statements represent only our current beliefs regarding future events and are not guarantees of performance or results.