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Mercury General's CEO Discusses Q1 2012 Results - Earnings Call Transcript

Mercury General Corporation (MCY)

Q1 2012 Results Earnings Call

April 30, 2012, 1:00 PM ET

Executives

Gabriel Tirador – President and CEO

George Joseph – Chairman

Ted Stalick – Vice President and CFO

Chris Graves – Vice President and Chief Investment Officer

Robert Houlihan – Vice President and Chief Product Officer

Analysts

Alison Jacobowitz – Bank of America

Vincent D'Agostino – Stifel Nicolaus

Frank Lee – KBW

Presentation

Operator

Good afternoon. My name is Kimberly, and I will be your conference operator today. At this time, I would like to welcome everyone to the Mercury General quarterly conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. (Operating Instructions)

This conference call may contain comments and forward-looking statements based on current plans, expectations, events, and financial and industry trends which may affect Mercury General's future operating results and financial position. Such statements involve risks and uncertainties which cannot be predicted or quantified and which may cause future activities and results of operations to differ materially from those discussed here today. Thank you.

I would now like to turn the conference over to Mr. Gabriel Tirador. Please go ahead.

Gabriel Tirador

Thank you very much. I would like to welcome everyone to Mercury's first quarter conference call. I am Gabe Tirador, President and CEO. In the room with me is Mr. George Joseph, Chairman; Ted Stalick, Vice President and CFO; Chris Graves, Vice President and Chief Investment Officer; and Robert Houlihan, Vice President and Chief Product Officer.

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