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April 25, 2012 09:00 AM ET
Mary Harris - SVP, Marketing
John Kanas - President & CEO
Doug Pauls - CFO
Ken Zerbe - Morgan Stanley
Robert Placet - Deutsche Bank
Brady Gailey – KBW
David Peppard - Janney Capital Markets
Connor Preshaw - Bank of America/Merrill Lynch
Herman Chan - Wells Fargo
Good day ladies and gentlemen and welcome to the First Quarter 2012 Bank United Earnings Conference Call. My name is Carissa (ph) and I will be your operator for today. At this time all participants are in a listen only mode. Later we will conduct a question and answer session. (Operator instructions). As a reminder, this conference is being recorded for replay purposes.
I would now like to turn the conference over to your host for today's call, Ms. Mary Harris, Senior Vice President of Marketing. Please proceed.
Good morning and welcome. It’s my pleasure to introduce our Chairman, President and Chief Executive Officer, John Kanas and our Chief Financial Officer, Doug Pauls but first I’d like to remind everyone that this call contains forward looking statements within the meaning of the Private Securities Litigation Reformat of 1995 that reflects the company’s current views with respect to among other things, future events and financial performance.
The company generally identifies forward-looking statements by terminologies such as outlook, believe expect, potential, continues, may, will, could, should, speaks, approximately, predicts, intends, plans, estimates, anticipates or the negative version of those words or other comparable words. Any forward looking statements contained in this call are based on historical performance of the company and its subsidiaries or on the company’s current plans, estimates and expectations.