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No-Frills, Social Credit Cards on the Rise

Some people may wonder why all cards can't offer these types of rates and fees.

Barclays has reduced the expenses on this card by eliminating all rewards. In addition, they are hoping to create awareness through social media, and therefore, limiting the money spent on advertising and promotions.

-- Reported by Bill Hardekopf of
Bill Hardekopf is chief executive of, which compares and rates more than 1,000 credit cards. He is the co-author of "The Credit Card Guidebook."
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