Associated Banc-Corp (ASBC)
Q1 2012 Earnings Call
April 19, 2012 5:00 p.m. ET
Phillip Flynn - President and CEO
Chris Niles - CFO
Scott Hickey - Chief Credit Officer
Jon Arfstrom - RBC Capital Markets
Scott Siefers - Sandler O'Neill
Dave Rochester - Deutsche Bank
Chris McGratty - Keefe, Bruyette & Woods
Emlen Harmon – Jefferies
Terry McEvoy - Oppenheimer & Co.
Mac Hodgson - SunTrust Robinson Humphrey
Steven [Game] - Stifel Nicolaus
Tom Alonso - Macquarie
Russell Gunther - Bank of America Merrill Lynch
Good afternoon everyone, and welcome to Associated Banc-Corp’s first quarter 2012 earnings conference call. [Operator instructions.] Copies of the slides that will be referenced during today’s call are available on the company’s website at investor.associatedbank.com. As a reminder, this conference is being recorded today.
During the course of the discussion today, Associated management may make statements that constitute projections, expectations, beliefs, or similar forward-looking statements. Associated’s actual results could differ materially from the results anticipated or projected in any such forward-looking statement.
Additional detailed information concerning the important factors that could cause Associated’s actual results to differ materially from the information discussed today is readily available on the SEC website in the risk factors sections of Associated’s most recent Form 10-K and any subsequent Form 10-Q. Following today’s presentation, instructions will be given for the question-and-answer session.
At this time, I would like to turn the conference over to Phil Flynn, president and CEO, for opening remarks. Please go ahead sir.