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Associated Banc-Corp's CEO Discusses Q1 2012 Results - Earnings Call Transcript

Associated Banc-Corp (ASBC)

Q1 2012 Earnings Call

April 19, 2012 5:00 p.m. ET


Phillip Flynn - President and CEO

Chris Niles - CFO

Scott Hickey - Chief Credit Officer


Jon Arfstrom - RBC Capital Markets

Scott Siefers - Sandler O'Neill

Dave Rochester - Deutsche Bank

Chris McGratty - Keefe, Bruyette & Woods

Emlen Harmon – Jefferies

Terry McEvoy - Oppenheimer & Co.

Mac Hodgson - SunTrust Robinson Humphrey

Steven [Game] - Stifel Nicolaus

Tom Alonso - Macquarie

Russell Gunther - Bank of America Merrill Lynch



Good afternoon everyone, and welcome to Associated Banc-Corp’s first quarter 2012 earnings conference call. [Operator instructions.] Copies of the slides that will be referenced during today’s call are available on the company’s website at As a reminder, this conference is being recorded today.

During the course of the discussion today, Associated management may make statements that constitute projections, expectations, beliefs, or similar forward-looking statements. Associated’s actual results could differ materially from the results anticipated or projected in any such forward-looking statement.

Additional detailed information concerning the important factors that could cause Associated’s actual results to differ materially from the information discussed today is readily available on the SEC website in the risk factors sections of Associated’s most recent Form 10-K and any subsequent Form 10-Q. Following today’s presentation, instructions will be given for the question-and-answer session.

At this time, I would like to turn the conference over to Phil Flynn, president and CEO, for opening remarks. Please go ahead sir.

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