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First Niagara Financial Group Inc. (FNFG)
Q1 2012 Earnings Call
April 19, 2012 10:00 am ET
John Koelmel – President, Chief Executive Officer
Greg Norwood – Chief Financial Officer
John Pancari – Evercore Partners
Bob Ramsey – FBR
Casey Haire – Jefferies
Dave Rochester – Deutsche Bank
David Darst – Guggenheim
Damon Delmonte – KBW
Collyn Gilbert – Stifel Nicolaus
Matt Kelley – Sterne Agee
Jason O’Donnell – CD Brokerage
Russell Gunther – Bank of America Merrill Lynch
Welcome. We’d like to inform you that this presentation contains forward-looking information for First Niagara Financial Group Incorporated. Such information constitutes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 which involves significant risks and uncertainties. Actual results may differ materially from the results discussed on these forward-looking statements.
Now I’d like to welcome you and thank you for standing by and inform you that all lines have been placed on a listen-only mode until the question and answer session. This call is being recorded. If anyone has any objections, you may disconnect at this time.
I’d now like to turn the call over to your host, Mr. John Koelmel, President and Chief Executive Officer. Sir, you may begin.
Thank you very much, Ed, and good morning everyone. Well, much attention has been paid to us over the last nine months because of the now-soon to be completed HSBC branch transaction. I’m proud to have an opportunity to kick off another quarterly call about our continuing string of very solid operating results.