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Fulton Financial's CEO Discusses Q1 2012 Results - Earnings Call Transcript

Fulton Financial (FULT)

Q1 2012 Earnings Call

April 18, 2012 10:00 am ET


Laura Wakeley -

R. Scott Smith - Chairman, Chief Executive Officer, Member of Executive Committee and Ex-officio Member of Risk Management Committee

E. Philip Wenger - President, Chief Operating Officer, Director, Member of Executive Committee and Ex-officio Member of Risk Management Committee

Charles J. Nugent - Chief Financial Officer and Senior Executive Vice President


Frank Schiraldi - Sandler O'Neill + Partners, L.P., Research Division

Bob Ramsey - FBR Capital Markets & Co., Research Division

Nick Karzon

Richard D. Weiss - Janney Montgomery Scott LLC, Research Division

Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division

Mac Hodgson - SunTrust Robinson Humphrey, Inc., Research Division

Russell Gunther - BofA Merrill Lynch, Research Division

David Darst - Guggenheim Securities, LLC, Research Division



Good day, ladies and gentlemen, and welcome to the Fulton Financial Corporation Announces First Quarter Earning Conference Call. Today's call is being recorded. I will now turn the call over to Ms. Laura J. Wakeley, Senior Vice President. Please go ahead, Ms. Wakeley.

Laura Wakeley

Great. Thank you. Good morning, everyone, and thank you for joining us for our conference call and webcast to discuss Fulton Financial Corporation's earnings for the first quarter of 2012. Your host for today's call is Scott Smith, Chairman and Chief Executive Officer of Fulton Financial. Joining him are Phil Wenger, President and Chief Operating Officer; and Charlie Nugent, Senior Executive Vice President and Chief Financial Officer.

Our comments today will refer to the financial information included with our earnings announcement, which we released at 4:30 yesterday afternoon. These documents can be found on our website at by clicking on Investor Relations and then on News.

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