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Bank Of The Ozarks, Inc. Announces First Quarter 2012 Earnings

Stock quotes in this article: OZRK 

Bank of the Ozarks, Inc. (NASDAQ: OZRK) today announced that net income for the quarter ended March 31, 2012 was $18.0 million, a 23.1% increase from $14.6 million for the first quarter of 2011. Diluted earnings per common share for the first quarter of 2012 were $0.52, a 20.9% increase from $0.43 for the first quarter of 2011.

The Company made no FDIC-assisted acquisitions during the first quarter of 2012, and its results for the quarter did not include any acquisition or conversion costs related to any of its seven previous FDIC-assisted acquisitions. During the first quarter of 2011, the Company made one FDIC-assisted acquisition, which resulted in a gain, net of acquisition and conversion costs, of approximately $1.0 million after taxes, or approximately $0.03 of diluted earnings per common share.

On August 16, 2011 the Company completed a 2-for-1 stock split, in the form of a stock dividend, effected by issuing one share of common stock for each share of such stock outstanding on August 5, 2011. All share and per share information contained in this release has been adjusted to give effect to this stock split.

The Company’s returns on average assets and average common stockholders’ equity for the first quarter of 2012 were 1.91% and 16.75%, respectively, compared to 1.77% and 18.16%, respectively, for the first quarter of 2011.

In commenting on these results, George Gleason, Chairman and Chief Executive Officer, stated, “We are pleased to report another excellent quarter. Outstanding performance throughout our Company resulted in solid first quarter earnings and significant improvement in our asset quality ratios.”

Loans and leases, excluding loans covered by FDIC loss share agreements (“covered loans”), were $1.89 billion at March 31, 2012 compared to $1.81 billion at March 31, 2011. Including covered loans, total loans and leases were $2.65 billion at March 31, 2012, compared to $2.34 billion at March 31, 2011.

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