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Brubaker Retires From Capitol Federal; Ricketts Named Successor

With Brubaker's retirement comes opportunities for others who have been preparing themselves to assume new management responsibilities. Chairman Dicus announces the promotion of first vice president Carl Ricketts to fill the Corporate Services Division position left by Brubaker. Ricketts came to the Bank in 2007 with 25 years' experience in the electric and gas utility industry; the last 12 years in executive management. In 1980 and 1981, respectively, he earned a Bachelor's degree in Accounting and Master's degree in Business Administration from Emporia State University.

Chairman Dicus remarked, "Since joining the Bank, Ricketts has served as Chief Strategic Planning Officer while working for executive vice presidents Larry Brubaker and Kent Townsend. Revealing his leadership qualities, he has worked closely with ALCO members and led the way on several major projects for the Bank, including overseeing the operations of the Stock Information Center during the recent Second-Step Conversion. Having watched him in action, we know the transfer of the Corporate Services Division from Larry into the hands of Carl will be seamless, continuing the Division's tradition of strength and support for the Bank."

Like Brubaker, Ricketts continues Capitol Federal's corporate principle of "Commitment to the Community". He serves on the boards of Midland Care Hospice, Emporia State University Foundation, Emporia State University Business School, and Boys and Girls Club of Lawrence.

Capitol Federal Financial, Inc. is the holding company for Capitol Federal Savings Bank which operates 45 branch offices in Kansas and Missouri.  News and other information about the Company can be found on the Bank's website, www.capfed.com.

Except for the historical information contained in this press release, the matters discussed may be deemed to be forward-looking statements, within the meaning of the Private Securities Litigation Reform Act of 1995, that involve risks and uncertainties, including changes in economic conditions in the Company's market area, changes in policies by regulatory agencies and other governmental initiatives affecting the financial services industry, fluctuations in interest rates, demand for loans in the Company's market area, the future earnings and capital levels of Capitol Federal Savings Bank, which could affect the ability of the Company to pay dividends in accordance with its dividend policies, competition, and other risks detailed from time to time in the Company's SEC reports.  Actual results in future periods may differ materially from those currently expected.  These forward-looking statements represent the Company's judgment as of the date of this release.  The Company disclaims, however, any intent or obligation to update these forward-looking statements.

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