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How to Save on Your Midlife Crisis

Crisis: Realizing You're Unsatisfied With Your Job

You don't need to be middle-aged to be frustrated with your job, but people who are a few decades into a career might feel less able than younger folks to change their situations. Instead of just quitting in a moment of inspired bravado and suffering the economic consequences of not even being able to collect unemployment aid, there are cheaper ways to go about making work a better place.

You can ask for a raise or convince your boss that you can be productive when working from home, for example.

Of course, it is possible you're stuck in a dead-end job. If so, you can always quit (the right way) and start that business you've been thinking about for years. There are plenty of tools in today's connected world to help get your idea off the ground.

With a good idea and a decent mock-up of the thing, you can follow in the footsteps of thousands of entrepreneurs before you and try your luck on Kickstarter, the community-funding website that leverages micro-donations to finance aspiring entrepreneurs' big ideas. Among the site's notable successes are the more than $3 million pledged to produce a video game, $65,000 to produce a children's book and $250,000 raised to develop a "windowfarm" home gardening kit, proving that a simple idea can sometimes launch a significant revenue stream.

--Written by Greg Emerson in New York

>To contact the writer of this article, click here: Greg Emerson.

>To follow the writer on Twitter, go to @emersongreg.

>To submit a news tip, email: tips@thestreet.com.

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