The list is sorted by rating, then alphabetically city, and then by institution name.
All of the Texas banks and thrifts on Weiss's recommended list were strongly capitalized as of Dec. 30, with total risk-based capital ratios exceeding 12% and 65% had total risk-based capital ratios exceeding 20% or twice the level most institutions need to be considered well-capitalized by regulators.
Among the recommended Texas institutions, 72% had fourth-quarter returns on average assets exceeding 1%.
Thorough Bank Failure Coverage
There have been no bank or thrift failures in Texas this year. Since the current wave of bank and thrift closures began in 2008, Texas has seen only 10 failures, which reflects the state's escape from the word effects of the real estate crisis, but is still a small number, considering how many banks there are in the state.
leads all states with 75 institutions closed by regulators since the beginning of 2008, followed by
, with 60 failures,
with 48, and California, with 38 bank and thrift closures.
There were two
in Georgia and Minnesota on Friday.
All 423 U.S. bank and thrift closures since the beginning of 2008 are detailed in
interactive bank failure map:
The bank failure map is color-coded, with the states having the greatest number of failures highlighted in dark gray, and states with no failures in light green. By moving your mouse over a state you can see its combined 2008-2011 totals. Then click the state to open a detailed map pinpointing the locations and providing additional information for each bank failure.
Written by Philip van Doorn in Jupiter, Fla.
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Philip van Doorn
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