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State Auto Financial's CEO Discusses Q4 2011 Results - Earnings Call Transcript

State Auto Financial Corporation ( STFC)

Q4 2011 Earnings Call

February 16, 2012 10:00 a.m. ET


Steve English - VP, CFO

Bob Restrepo - President, Chairman and CEO

Matt Mrozek - VP, Chief Actuarial Officer

Cindy Powell - VP, CAO and Treasurer

Scott Jones - Chief Investment Officer


Sameer Kher – Capital Returns

Larry Greenberg - Langen McAlenney

Ryan Byrnes - Macquarie Research Equities

Matt Rohrmann - Keefe, Bruyette & Woods



Welcome and thank you for standing by. At this time, all participants are in a listen-only mode until the question-and-answer portion of today’s conference. (Operator Instructions).

I would now like to turn the conference over to Steve English. Thank you. You may begin.

Steve English

Thank you. Good morning, and welcome to our fourth quarter 2011 earnings conference call. Today, I’m joined by several members of STFC’s senior management team, our Chairman, President and CEO, Bob Restrepo; Chief Investment Officer, Scott Jones; Chief Actuarial Officer, Matt Mrozek and our Chief Accounting Officer and Treasurer, Cindy Powell.

Today’s call will include prepared remarks by our CEO, Bob Restrepo and me, after which, we will open the lines for questions. Please note our comments today may include forward-looking statements, which by their nature, involve a number of risk factors and uncertainties which may affect future financial performance. Such risk factors may cause actual results to differ materially from those contained in our projections or forward-looking statements. These types of factors are discussed at the end of our press release as well as in our annual and quarterly filings with the Securities and Exchange Commission to which I refer you.

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