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Hanover Insurance Group's CEO Discusses Q4 211 Results - Earnings Call Transcript

The Hanover Insurance Group ( THG)

Q4 2011 Earnings Call

February 9, 2012 09:00 am ET


Frederick H. Eppinger – President and Chief Executive Officer

David Greenfield – Executive Vice President and Chief Financial Officer

Robert Stuchbery – President of International Operations, Chief Executive Officer of Chaucer

Marita Zuraitis – President, Property & Casualty Companies

Oksana Lukasheva – Investor Relations


Cliff Gallant – KBW

Larry Greenberg – Langen McAlenney

Dan Farrell – Sterne Agee

Ray Iardella – Macquarie

Meier Schultz – Stifel Nicolaus

Christine Worley – JMP Securities

Sarah Dewitt – Barclays Capital



Good day and welcome to the Hanover Insurance Group Fourth Quarter Earnings Conference Call and Webcast. (Operator instructions) After today’s presentation there will be an opportunity to ask questions. Please note this event is being recorded. I would now like to turn the conference over to Oksana Lukasheva, Investor Relations. Ms. Lukasheva, the floor is yours, ma’am.

Oksana Lukasheva – Investor Relations

Thank you, Mike. Good morning and thank you for joining us for our fourth quarter conference call. We will begin today’s call with prepared remarks from Fred Eppinger, our President and Chief Executive Officer and David Greenfield, our Executive Vice President and CFO. Also in the room and available to answer your questions after our prepared remarks are Marita Zuraitis, President, Property and Casualty Company, Andrew Robinson, President of Specialty Lines, and Bob Stuchbery, President of International Operations and Chief Executive Officer of Chaucer.

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