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Good day ladies and gentlemen and welcome to the Fourth Quarter 2011 National Financial Partners Earnings conference call. My name is Chanelle and I’ll be your operator for today. At this time, all participants are in listen-only mode. Later we will conduct a question and answer session. If at any time you require operator assistance, please press star followed by zero and we will be happy to assist you. As a reminder, this call is being recorded for replay purposes.
I would now like to turn the conference over to Ms. Abbe Goldstein, Senior Vice President, Investor Relations and Corporate Communications.
Thank you. Good morning everyone and thank you for joining us on our fourth quarter 2011 earnings conference call. During this call, management may make certain statements regarding their expectations and projections for NFP, which are forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. These forward-looking statements are based on management’s current views and are subject to risks and uncertainties that could cause actual results and events to differ materially from those contemplated by a forward-looking statement. We refer you to the risk factors described in NFP’s filings with the SEC such as NFP’s annual report on Form 10-K for the year ended December 31, 2010. Forward-looking statements speak only as of the date on which they are made, and NFP expressly disclaims any obligation to update or revise any forward-looking statements.