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PHH's CEO Discusses Q4 2011 Results - Earnings Call Transcript

PHH Corporation ( PHH)

Q4 2011 Earnings Conference Call

February 7, 2012 10:00 AM ET


Jim Ballan – Vice President of Investor Relations.

Glenn Messina - President and Chief Executive Officer,

David Coles - Interim Executive Vice President and Chief Financial Officer

Luke Hayden - Executive Vice President of Mortgage

George Kilroy - Executive Vice President of Fleet

John Erdmann – Vice President and Controller


Bose George – KBW

Paul Miller– FBR Investments

Henry Coffey – Stern Agee

Scott Stern - Lenders One

Ninad Sanghvi – Hudson Bay Capital

Jim Fowler – Harvest Capital



Good morning ladies and gentlemen. Welcome to the PHH corporation fourth quarter 2011 conference call. Your line will be a listen-only mode during remarks by PHH management. At the conclusion of the company’s remarks, we will begin the question and answer session at which time I will give you instructions on entering the queue to ask your questions.

Today’s call is also being webcast and recorded for replay purposes. The audio replay can be accessed either on the company’s website at or by telephone at 719-457-0820 or 888-203-1112 using conference ID 4120134 beginning shortly after the conclusion of the call.

It will be available until February 21, 2012. This access information is also described in the Company’s earnings release and I will repeat it again at the end of our session. At this time, Jim Ballan, Vice President of Investor Relations will precede with the introductions. Please go ahead.

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