This Day On The Street
Continue to site right-arrow
This account is pending registration confirmation. Please click on the link within the confirmation email previously sent you to complete registration.
Need a new registration confirmation email? Click here
Stocks Under $10 with 50-100% upside potential - 14 days FREE!

Love Your Retirement Plan? Take the Quiz

The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage.

Richard Schmitt

NEW YORK ( TheStreet) -- Certain features endear us to those we love. Yet often we yearn for a way to measure the depth of that special bond. And now here for the first time, you can take a quiz to assess how much you're feeling the love of your workplace retirement program.

Before you can compute the depth of your Retirement Love, you will need to answer each question in the Retirement Love Survey below by selecting all applicable responses.

Retirement Love Survey

1. I am covered by the following retirement plan(s):
a. Traditional defined benefit pension plan paying annuity income at retirement.
b. 401(k) or other retirement savings plan paying out whatever is left after I'm done with it.
c. One or more plans that seem to involve a lot of smoke and mirrors.
d. None, or I must have been out that day when they talked about them.

2. Other than for plan administration, my employer pays this much toward my retirement plan(s):
a. Everything; that's why I like working there.
b. Half or more of what I put in - not too shabby.
c. Less than half of what I put in - not nearly enough if you ask me.
d. Nothing, that cheapskate!

3. My retirement plan lets me invest among the following number of investment options:
a. More than 20; I'm totally confused.
b. 11 - 20; It's still scary.
c. 1 - 10; Sure... I know exactly what I'm doing.
d. None; Well, I guess they just don't trust me.

4. My employer offers the following guidance in the investment of my retirement plan money:
a. They take care of it so I don't have to worry my pretty little head.
b. Individual investment advice or account management to help me sleep at night.
c. Target-date retirement funds with holdings that generally get more conservative the closer I get to retirement.
d. None, I am on my own. I guess they don't really care as they must really want me to work here an awful long time before I can afford to retire.

1 of 2

Select the service that is right for you!

Action Alerts PLUS
Try it NOW

Jim Cramer and Stephanie Link actively manage a real portfolio and reveal their money management tactics while giving advanced notice before every trade.

Product Features:
  • $2.5+ million portfolio
  • Large-cap and dividend focus
  • Intraday trade alerts from Cramer
  • Weekly roundups
TheStreet Quant Ratings
Try it NOW
Only $49.95/yr

Access the tool that DOMINATES the Russell 2000 and the S&P 500.

Product Features:
  • Buy, hold, or sell recommendations for over 4,300 stocks
  • Unlimited research reports on your favorite stocks
  • A custom stock screener
  • Upgrade/downgrade alerts
Stocks Under $10
Try it NOW

David Peltier, uncovers low dollar stocks with extraordinary upside potential that are flying under Wall Street's radar.

Product Features:
  • Model portfolio
  • Stocks trading below $10
  • Intraday trade alerts
  • Weekly roundups
Dividend Stock Advisor
Try it NOW

Jim Cramer's protege, David Peltier, identifies the best of breed dividend stocks that will pay a reliable AND significant income stream.

Product Features:
  • Diversified model portfolio of dividend stocks
  • Alerts when market news affect the portfolio
  • Bi-weekly updates with exact steps to take - BUY, HOLD, SELL
Real Money Pro
Try it NOW

All of Real Money, plus 15 more of Wall Street's sharpest minds delivering actionable trading ideas, a comprehensive look at the market, and fundamental and technical analysis.

Product Features:
  • Real Money + Doug Kass Plus 15 more Wall Street Pros
  • Intraday commentary & news
  • Ultra-actionable trading ideas
Options Profits
Try it NOW

Our options trading pros provide daily market commentary and over 100 monthly option trading ideas and strategies to help you become a well-seasoned trader.

Product Features:
  • 100+ monthly options trading ideas
  • Actionable options commentary & news
  • Real-time trading community
  • Options TV
To begin commenting right away, you can log in below using your Disqus, Facebook, Twitter, OpenID or Yahoo login credentials. Alternatively, you can post a comment as a "guest" just by entering an email address. Your use of the commenting tool is subject to multiple terms of service/use and privacy policies - see here for more details.
Submit an article to us!


DOW 17,804.80 +26.65 0.15%
S&P 500 2,070.65 +9.42 0.46%
NASDAQ 4,765.38 +16.9840 0.36%

Brokerage Partners

Rates from

  • Mortgage
  • Credit Cards
  • Auto

Free Newsletters from TheStreet

My Subscriptions:

After the Bell

Before the Bell

Booyah! Newsletter

Midday Bell

TheStreet Top 10 Stories

Winners & Losers

Register for Newsletters
Top Rated Stocks Top Rated Funds Top Rated ETFs