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Reinsurance Group of America, Inc. (RGA)
Q4 2011 Earnings Call
January 31, 2012 09:00 am ET
Greig Woodring – President and Chief Executive Officer
Jack Lay – Senior Executive Vice President and Chief Financial Officer
Jimmy Bhullar – JP Morgan Securities Inc.
Andrew Kligerman – UBS
Steven Schwartz – Raymond James
Nigel Dally – Morgan Stanley
Jeffrey R. Schuman – KBW
Sarah DeWitt – Barclays Capital
John Nadel – Sterne Agee
Ryan Krueger – Dowling & Partners
Thomas Gallagher – Credit Suisse
Good day and welcome to the Reinsurance Group of America Fourth Quarter 2011 results conference call. Today’s call is being recorded. (Operator instructions.) At this time, I would like to introduce the President and Chief Executive Officer, Mr. Greig Woodring, and Senior Executive Vice President and Chief Financial Officer, Mr. Jack Lay. Please go ahead, Mr. Lay.
Thank you. Good morning and welcome to RGA’s fourth quarter 2011 conference call. Joining me this morning is Greig Woodring, our CEO. I’ll turn the call over to Greig after a quick reminder about forward-looking information and non-GAAP financial measures. Following Greig’s prepared remarks, including premium and earnings guidance for 2012, we’ll open the line for your questions.
To help you better understand RGA’s business, we will make certain statements and discuss certain subjects during this call that will contain forward-looking information including among other things, investment performance, statements relating to projections of revenue or earnings, and future financial performance and growth potential for RGA and its subsidiaries.