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TheStreet Open House

Preferred Bank's CEO Discusses Q4 2011 Results - Earnings Call Transcript

Stocks in this article: PFBC

Preferred Bank ( PFBC)

Q4 2011 Earnings Call

January 26, 2012 5:00 pm ET

Executives

Kristen McNally - IR

Li Yu - Chairman, President and CEO

Wellington Chen - COO

Ed Czajka - CFO

Louie Couto - CCO

Analysts

Joe Gladue - B. Riley & Company

Joe Stieven - Stieven Capital

Gary Tenner - D.A. Davidson

Presentation

Operator

Welcome to the Preferred Bank's fourth quarter 2011 conference call. (Operator instructions) This conference is being recorded today Thursday, January 26, 2012.

I would now like to turn the conference over to Kristen McNally, Investor Relations for Preferred Bank.

Kristen McNally

Thank you. Good day, everyone, and thanks for joining us to discuss Preferred Bank's preliminary results for the fourth quarter and full year ended December 31, 2011. With us today from management are Mr. Li Yu, Chairman, President and Chief Executive Officer; Wellington Chen, Chief Operating Officer; Ed Czajka, Chief Financial Officer; and Louie Couto, Chief Credit Officer. Management will provide a summary of the quarter and then we'll open the call to your questions.

During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties and other factors relating to Preferred Bank's operations and business environment, all of which are difficult to predict and many of which are beyond the control of Preferred Bank.

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