Preferred Bank (
Q4 2011 Earnings Call
January 26, 2012 5:00 pm ET
Kristen McNally - IR
Li Yu - Chairman, President and CEO
Wellington Chen - COO
Ed Czajka - CFO
Louie Couto - CCO
Joe Gladue - B. Riley & Company
Joe Stieven - Stieven Capital
Gary Tenner - D.A. Davidson
Welcome to the Preferred Bank's fourth quarter 2011 conference call. (Operator instructions) This conference is being recorded today Thursday, January 26, 2012.
I would now like to turn the conference over to Kristen McNally, Investor Relations for Preferred Bank.
Thank you. Good day, everyone, and thanks for joining us to discuss Preferred Bank's preliminary results for the fourth quarter and full year ended December 31, 2011. With us today from management are Mr. Li Yu, Chairman, President and Chief Executive Officer; Wellington Chen, Chief Operating Officer; Ed Czajka, Chief Financial Officer; and Louie Couto, Chief Credit Officer. Management will provide a summary of the quarter and then we'll open the call to your questions.
During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties and other factors relating to Preferred Bank's operations and business environment, all of which are difficult to predict and many of which are beyond the control of Preferred Bank.