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First Financial Bancorp (
Q4 2011 Earnings Call
January 26, 2012 09:00 am ET
Ken Lovik - VP, IR & Corporate Development
Claude Davis - President & CEO
Frank Hall - EVP, CFO & COO
Scott Siefers - Sandler O'Neill
Emlen Harmon - Jefferies
Jon Arfstrom - RBC Capital Markets
Chris McGratty - KBW
Bryce Rowe - Robert W. Baird
David Long - Raymond James
Kennet James - Sterne, Agee
Jeff Davis - Guggenheim Securities
Good morning and welcome to the First Financial Bancorp fourth quarter and full-year 2011 earnings conference call and webcast. All participants will be in listen-only mode. (Operator Instructions). Please note this event is being recorded. I would now like to turn the conference over to Ken Lovik, Vice President Investor Relations and Corporate Development. Please go ahead.
Thank you, Andrew. Good morning everyone and thank you for joining us on today's conference call to discuss First Financial Bancorp’s fourth quarter and full-year 2011 financial results. Discussing our operating and financial results today will be Claude Davis, President and Chief Executive Officer and Frank Hall, Executive Vice President, Chief Financial Officer and Chief Operating Officer.
Before we get started, I would like to mention that both the press release we issued yesterday announcing our financial results for the quarter and the year and the accompanying supplemental presentation are available on our website at www.bankatfirst.com under the Investor Relations section.