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First Financial Bancorp's CEO Discusses Q4 2011 Results - Earnings Call Transcript

First Financial Bancorp ( FFBC)

Q4 2011 Earnings Call

January 26, 2012 09:00 am ET


Ken Lovik - VP, IR & Corporate Development

Claude Davis - President & CEO

Frank Hall - EVP, CFO & COO


Scott Siefers - Sandler O'Neill

Emlen Harmon - Jefferies

Jon Arfstrom - RBC Capital Markets

Chris McGratty - KBW

Bryce Rowe - Robert W. Baird

David Long - Raymond James

Kennet James - Sterne, Agee

Jeff Davis - Guggenheim Securities



Good morning and welcome to the First Financial Bancorp fourth quarter and full-year 2011 earnings conference call and webcast. All participants will be in listen-only mode. (Operator Instructions). Please note this event is being recorded. I would now like to turn the conference over to Ken Lovik, Vice President Investor Relations and Corporate Development. Please go ahead.

Ken Lovik

Thank you, Andrew. Good morning everyone and thank you for joining us on today's conference call to discuss First Financial Bancorp’s fourth quarter and full-year 2011 financial results. Discussing our operating and financial results today will be Claude Davis, President and Chief Executive Officer and Frank Hall, Executive Vice President, Chief Financial Officer and Chief Operating Officer.

Before we get started, I would like to mention that both the press release we issued yesterday announcing our financial results for the quarter and the year and the accompanying supplemental presentation are available on our website at under the Investor Relations section.

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