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January 24, 2012 8:30 am ET
Andres Viroslav - Director, Corporate Communications
Betsy Cohen - CEO
Frank Mastrangelo - President
Paul Frenkiel - CFO
John Hecht - JMP Securities
Matthew Kelley - Sterne, Agee
Frank Schiraldi - Sandler O'Neill
Brian Hagler - Kennedy Capital
Good day, ladies and gentlemen, and welcome to the fourth quarter 2011 The Bancorp's earnings conference call. (Operator Instructions) As a reminder, this conference is being recorded for replay purposes.
I would now like to turn the presentation over to your host for today's call, Andres Viroslav, Director of Corporate Communications. Please proceed.
Good morning and thank you for joining us today to review The Bancorp's fourth quarter and fiscal 2011 financial results. On the call with me today are Betsy Cohen, Chief Executive Officer; Frank Mastrangelo, President; and Paul Frenkiel, our Chief Financial Officer.
This morning's call is being webcast on our website at www.thebancorp.com. There will be a replay of the call beginning at approximately 10:00 AM Eastern Time today. The dial-in for the replay is 888-286-8010 with a confirmation code of 45116921.
Before I turn the call over to Betsy, I would like to remind everyone that when using this conference call, the words believes, anticipates, expects, and similar expressions are intended to identify forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are subject to risk and uncertainties, which could cause actual results to differ materially from those anticipated or suggested by such statements. For further discussion of these risks and uncertainties, please see The Bancorp's filings with the SEC.