People's United Financial (PBCT)
Q4 2011 Earnings Call
January 19, 2012 5:00 pm ET
John P. Barnes - Chief Executive Officer, President, Director, Member Of Executive Committee, Member Of Treasury And Finance Committee, Member Of Enterprise Risk Committee, Chief Executive Officer Of The People's United Bank, President Of The People's United Bank And Director Of The People's United Bank
Peter Goulding -
Kirk W. Walters - Chief Financial Officer
Ken A. Zerbe - Morgan Stanley, Research Division
Mark T. Fitzgibbon - Sandler O'Neill + Partners, L.P., Research Division
David Darst - Guggenheim Securities, LLC, Research Division
Casey Haire - Jefferies & Company, Inc., Research Division
Damon Paul DelMonte - Keefe, Bruyette, & Woods, Inc., Research Division
Michael Turner - Compass Point Research & Trading, LLC, Research Division
Collyn Bement Gilbert - Stifel, Nicolaus & Co., Inc., Research Division
Matthew Brandon Kelley - Sterne Agee & Leach Inc., Research Division
Good day, ladies and gentlemen, and welcome to the People's United Financial, Inc. Fourth Quarter Earnings Conference Call. My name is Carris, and I will be your cooperator for today. [Operator Instructions] As a reminder, this call is being recorded for replay purposes. And I would now like to turn the presentation over to Mr. Peter Goulding, First Vice President of Corporate Development and Investor Relations for People's United Financial, Inc. Please proceed, sir.
Good afternoon, and thank you for joining us today. Jack Barnes, President and Chief Executive Officer; Kirk Walters, our Chief Financial Officer; along with Jeff Hoyt, our Controller, are here with me to review our fourth quarter results. Before we get started, please remember to refer to our forward-looking statements on Slide 1 of our presentation, which is posted on our website, peoples.com, under Investor Relations. With that, I'll turn the call over to Jack.