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10 Tech Predictions for 2012

Windows Tablets Fail

Apple and Amazon so far are the only two companies that have been able to get the tablet computing space correct. Microsoft made significant strides in 2011 when it announced that its newest version of Windows, Windows 8, would run on ARM-based chips, and thus be tablet friendly.

But with companies like Hewlett Packard (HPQ - Get Report), Acer, and Lenovo potentially leaving the tablet market because demand hasn't materialized, Windows-based tablets will be a commercial flop, despite getting good reviews.

Apps Fall Out of Favor

Smart phones have become so popular in part because of "apps" but the presence of HTML5 will really take form in 2012. HTML5 is the language for showcasing information on the web, and as companies like Microsoft, Apple, and others begin to integrate HTML5 into their software, apps could become a thing of the past.

The Internet Suffers Major Terrorist Attack

This has been a threat for years but so far there have been no major outages. That doesn't mean something is not coming of course.

Financial exchanges, such as Nasdaq OMX (NDAQ) or NYSE Euronext (NYX), are prime targets.

Mobile Payments Will Take Off

2011 was the start of the transition to people using their cell phones to pay for purchases. Both Master Card (MA) and Visa (V) have bet heavily on mobile payments, along with Google and eBay's PayPal.

Companies like Starbucks (SBUX) have begun already implementing the technology and the trend is sure to pick up momentum in 2012.

-- Written by Chris Ciaccia in New York.

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