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Q3 2011 Earnings Call
November 4, 2011 10:00 am ET
Karen Kraus Phillips – Vice President and Director, Investor Relations
Terrence W. Cavanaugh – President and Chief Executive Officer
Marcia A. Dall – Executive Vice President and Chief Financial Officer
Bill Broomall – Macquarie Research Equities
Ron Bobman – Capital Returns
Hello and welcome to the Erie Indemnity Company Third Quarter 2011 Earnings Conference. I’d like to introduce to your host for today’s conference call Karen Kraus, Vice President and Director of Investor Relations.
Karen Kraus Phillips
Thank you, Sean and good morning we appreciate all of you joining us. On today’s call, management will discuss our third quarter 2011 results and other matters. Joining me are Terry Cavanaugh, President and CEO; Marcia Dall, Executive Vice President and Chief Financial Officer; Chip Dufala, Executive Vice President, Services; John Kearns, Executive Vice President, Sales and Marketing; Jim Tanous, Executive Vice President, Secretary and General Counsel; and Mike Zavasky, Executive Vice President, Insurance Operations.
Our earnings release and financial supplements are issued yesterday afternoon and its have been posted to our website erieinsurance.com. As a reminder, Indemnity’s third quarter 2011 results do not include the results of the property and casualty insurance operations or life operations that result to the Exchange. However the direct written premium produced by the Exchange’s property and casualty operations is a primary driver of Indemnity’s financial results and therefore pertinence to our discussion.