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First Financial Bancorp's CEO Discusses Q3 2011 Results - Earnings Call Transcript

First Financial Bancorp ( FFBC)

Q3 2011 Earnings Call

October 27, 2011; 09:00 am ET


Claude Davis - President & Chief Executive Officer

Frank Hall - Executive Vice President, Chief Financial Officer & Chief Operating Officer

Kenneth Lovik - Vice President, Investor Relations & Corporate Development


Chris Mcgratty - KBW

Jon Arfstrom - RBC Capital Markets

Scott Siefers - Sandler O'Neill

David Long - Raymond James

Matthew Keating - Barclays Capital



Good morning and welcome to the First Financial Bancorp, third quarter 2011 earnings conference call and webcast.

I would now like to turn the conference over to Ken Lovik, Vice President, Investor Relations and Corporate Development. Mr. Lovik, please go ahead.

Kenneth Lovik

Thank you, Sue. Good morning everyone and thank you for joining us on today’s conference call to discuss First Financial Bancorp’s third quarter 2011 financial results. Discussing our operating and financial results today will be Claude Davis, President and Chief Executive Officer; and Frank Hall, Executive Vice President, Chief Financial Officer and Chief Operating Officer.

Before we get started, I would like to mention that both the press release we issued yesterday announcing our financial results for the quarter and the accompanying supplemental presentation are available on our website at under the Investor Relations section.

Please refer to the forward-looking statement disclosure contained in the third quarter 2011 earnings release, as well as our SEC filings for a full discussion of the company’s risk factors. The information we provide today is accurate as of September 30, 2011 and we will not be updating any forward-looking statements to reflect facts or circumstances after this call.

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