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October 27, 2011 8:00 AM ET
Jamie Fulmer – Director, Investor Relations
Patrick O’Shaughnessy – Chief Executive Officer
Jim Ovenden – Chief Financial Officer
David Burtzlaff – Stephens
John Hecht – JMP Securities
Bill Armstrong – C.L. King & Associates
Good day, everyone. And welcome to the Advance America, Cash Advance Centers Third Quarter Earnings Results Conference Call. As a reminder, this call is being recorded.
At this time for opening remarks and introductions, I’d like to turn the call over to Jamie Fulmer. Please go ahead, sir.
Good morning. I’d like to remind you that during this call our comments will include certain forward-looking statements. All comments on this call other than those relating to our historical information or our current conditions will be forward-looking statements.
For example, any statements regarding our future expenditures and financial performance, our plans for product expansion, our business strategy, perspective demand for our products or expected legislative or regulatory developments that may affect the cash advance services industry are forward-looking statements.
Please note that these forward-looking statements reflect our opinions only as of the day of this presentation and we undertake no obligation to revise or publicly release the results of any revisions to these forward-looking statements in light of new information or future events.