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Preferred Bank CEO Discusses Q3 2011 Results - Earnings Call Transcript

Preferred Bank ( PFBC)

Q3 2011 Earnings Conference Call

October 20, 2011 5:00 PM ET

Executives

Li Yu, Chairman – President and CEO

Ed Czajka – CFO

Analysts

Andrew – Sandler O’Neill & Partners

Operator

Good afternoon, ladies and gentlemen, thank you for standing by. Welcome to the Preferred Bank Third Quarter 2011 Conference Call. During today’s presentation, all participants will be in a listen-only mode. Following the presentation, the conference will be open for questions. (Operator instructions) This conference is being recorded today Thursday, October 20 th, 2011.

At this time, I would now like to turn the conference over to Hahn Hoy at Financial Relations Board. Please go ahead ma’am.

Unidentified Corporate Speaker

Thank you. Good day, everyone, and thanks for joining us to discuss Preferred Bank’s preliminary results for the third quarter ended September 30 th, 2011. With us today from management are, Mr. Li Yu, Chairman, President, and Chief Executive Officer; Wellington Chen, Chief Operating Officer; and Ed Czajka, Chief Financial Officer and Louie Couto, Chief Credit Officer.

Management will provide a brief summary of the quarter, and then we’ll open up the call up to your questions. During the course of this conference call, statements made by management may include forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995.

Such forward-looking statements are based upon specific assumptions that may or may not prove correct. Forward-looking statements are also subject to known and unknown risks, uncertainties, and other factors relating to Preferred Bank’s operations and business environment, all of which are difficult to predict, and many of which are beyond the control of Preferred Bank.

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