Instead, Cramer said that investors need to get into a position to make the most of the good days and lose the least on the bad ones.Cramer said there were a number of reasons why the markets sold off on the same debt deal that we've been praying for for weeks. It's obvious that the markets hated the debt deal, he said, as it failed to make any meaningful spending cuts. The markets are also worried about the economy, which came to a grinding halt in July as companies waited for a deal to materialize. Then there are the worries still lingering in Europe, as other growth nations like Brazil, China, India and Russia all put the brakes on their overheated economies. So with so much bad news abound, where does Cramer think investors need to park their assets? At the risk of sounding like a broken record, he said gold needs to be a part of everyone's portfolios, either as gold bullion or the SPDR Gold Shares (GLD) ETF. Cramer said investors also need to look towards companies with high dividends, as well as international stocks like the Canadian banks or Vodaphone (VOD). Cramer also gave the nod to solid industrial names like Eaton (ETN) and PPG (PPG), as well as any of his high-growth F.A.D.S.C.A.N. stocks, which include names like F5 Networks (FFIV), Deckers Outdoor (DECK), Chipotle Mexican Grill (CMG) and Netflix (NFLX). "It will get better over time," Cramer reminded viewers, as he told them that the markets aren't likely to fall much more than the 6% they already have from their highs. He urged home-gamers to get in a position to make the most of what the markets are giving.