WSFS Financial Corporation (
Q2 2011 Earnings Call
July 29, 2011 1:00 PM ET
Stephen Fowle – EVP and CFO
Mark Turner – President and CEO
Rodger Levenson, Head of Commercial Lending
Rick Wright, Head of Retail and Marketing
Michael Sarcone – Sandler O’Neill
Matthew Clark – KBW
Andy Stapp – B. Riley & Company
Steve Moss – Janney Montgomery Scott
Good day, ladies and gentlemen, and welcome to WSFS Financial Corporation Second Quarter Earnings Conference Call. At this time, all lines are in a listen-only mode. Later, we will conduct a question-and-answer session and instructions will be given at that time. (Operator Instructions) As a reminder, this conference is being recorded.
I would now like to introduce Mr. Steve Fowle, Chief Financial Officer. You may begin.
Thank you, Mary. And thank all of you for taking the time to participate on this call. Participating with me on this call is Mark Turner, President and CEO at WSFS; Rodger Levenson, Head of Commercial Lending; and Rick Wright, Head of Retail and Marketing for the organization.
Before Mark begins his opening remarks, I would like to read our Safe Harbor statements. This call will contain estimates predictions, opinions, projections, and other statements that may be interpreted as forward-looking statements as that phrases defined in the Private Securities Litigation Reform Act of 1995.
Such statements include without limitation, references to our financial goals, management plans and objectives for future operations, financial and business trends, business prospects, and our outlook and expectations for earnings revenues, expenses, capital levels, liquidity levels, asset quality, or other future financial or business performance strategies or expectations. Such forward-looking statements are based on various assumptions, some of which may be beyond the company’s control and are subject to risks and uncertainties which change overtime and other factors, which could cause actual results to differ materially from those currently anticipated.