- “Income Strategy: Today” - Designed for individuals looking for guaranteed income within three years of issuance, the Income Strategy: Today rider offers the flexibility to elect income immediately or, for greater income potential, delay withdrawals for up to two years. It credits the Benefit Base with a cumulative bonus of 30% at issue, 37½% after the first year and 45% after the second year.
- “Income Strategy: Tomorrow” - Provides future income predictability for individuals planning to delay income for three or more years. Furthermore, it credits the Benefit Base annually with 14% simple interest roll-ups during the first 10 years, provided that no withdrawals are taken in this period.
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