BERKELEY HEIGHTS, N.J. ( TheStreet) --It's a big moment when recent college graduates get their first paycheck from an employer. The excitement quickly fades as they're introduced to the concept of payroll deductions.Older workers know them by heart: income tax withholdings, medical and employee benefit deductions, FICA and employee retirement plan contributions. For younger workers, learning these and understanding the pay stub is a critical component of understanding their cash flow -- the guidepost to knowing how much they really have available to spend.
In Your 20s? You Must Understand Cash Flow
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