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Good day ladies and gentlemen, and welcome to the Pre-Paid Legal fourth-quarter earnings results conference call. At this time, all participants' lines are in a listen-only mode. (Operator Instructions) As a reminder, this conference is being recorded.
I would now like to turn the conference over to Mr. Randy Harp, Chief Operation Officer. Please go ahead.
Thank you and good morning. This is Randy Harp, Chief Operating Officer of the Company. I want to welcome you to the 2010 fourth-quarter and year-end earnings conference call for Pre-Paid Legal Services Inc. Joining me here in our home office in Ada, Oklahoma is Steve Williamson, our CFO.
Before we begin, I want to remind everybody that the conference call will contain forward-looking statements, including our expectations of future results and future plans. Actual results might differ materially from those projected in these forward-looking statements. Additional information concerning risk factors that could cause the results to differ materially from these forward-looking statements are contained in our press releases that announce these earnings as well as disclosures in our other public reports on Forms 10K, 10-Q, 8-K and any amendments filed thereto with the SEC, and are available on the SEC EDGAR website as well as our own website, PrePaidLegal.com, under Investor Relations.