Is it your credit card that always gets tapped when your boyfriend or girlfriend orders off Amazon (AMZN - Get Report)? When you are shopping, is there always an excuse for why he or she has to "borrow" your card ("Oops, I left mine at home again"). It may very well mean that your partner's cards are either maxed out or they fear being "rejected" at the register while you look on. Couples may live by the mantra of "share and share alike," but having only one half that does all the sharing is a bad omen.
Taking responsibility is crucial for anyone looking to fix financial blunders. Be wary if your loved one blames everyone but themselves for "mistakes." The late credit card payment? It was sent in on time, so of course it must have been lost in the mail. That mountainous credit card debt? A thieving roommate or hard-luck relative is to blame. The low credit score? Obviously a computer error. That collection agency that called? Liars! I paid that off years ago! Errors certainly do happen, and people do sometimes have to fight to restore their good name and credit. But when excuses proliferate with every bill, one might be advised to call the bluff. -- Written by Joe Mont in Boston. >To contact the writer of this article, click here: Joe Mont. >To follow the writer on Twitter, go to http://twitter.com/josephmont. >To submit a news tip, send an email to: email@example.com.