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First Financial Holding CEO Discusses F1Q2011 Results - Earnings Call Transcript

First Financial Holdings (FFCH)

F1Q2011 (Qtr End 12/31/10) Earnings Call

January 26, 2011 2:00 p.m. ET

Executives

Dorothy B. Wright - SVP-IR and Corporate Secretary

Wayne Hall - President and CEO

Blaise B. Bettendorf - EVP and CFO

Joseph W. Amy - EVP and Chief Credit Officer

Analysts

Adam Barkstrom - Sterne, Agee & Leach

Christopher Marinac - FIG Partners

Catherine Mealor - KBW

Mac Hodgson – Suntrust Robinson Humphrey

Presentation

Operator

Ladies and gentlemen, thank you for standing by. Welcome to First Financial Holdings Fiscal 2011 first quarter earnings conference call.

During the presentation, all participants will be in a listen-only mode. Afterwards, we will conduct a question-and-answer session. (Operator Instructions)

It is now my pleasure to introduce D.B. Wright, Corporate Secretary. You may proceed.

Dorothy B. Wright

Thank you, France. Good afternoon and thank you for participating in our first quarter Fiscal 2011 earnings conference call. Before we begin, I have several brief administrative items to address.

You should have received our first quarter earnings release today. For those who did not, it is available on our website at www.firstfinancialholdings.com.

In addition to this teleconference call, we have a listen-only live web cast available. This webcast will be available for 90 days following today, and both the live and archived webcasts may be accessed via a link on our website.

On our call today, Wayne Hall, our President and Chief Executive Officer, Blaise Bettendorf, our Chief Financial Officer and Joe Amy, Chief Credit Officer will be presenting and they will take questions at the end.

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