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Homeowners Choice Declares Regular Quarterly Cash Dividend

CLEARWATER, Fla., Jan. 26, 2011 (GLOBE NEWSWIRE) -- Homeowners Choice, Inc. (Nasdaq:HCII), a Florida-based insurance holding company, today announced that its board of directors has declared a regular quarterly cash dividend in the amount of 10 cents per share. The dividend will be paid Mar. 18, 2011 to shareholders of record on the close of business Feb. 18, 2011. 

"We are glad to announce another quarter of dividends and look forward to continuing the trend," said Homeowners Choice Chief Executive Officer, F.X. McCahill.

About Homeowners Choice, Inc.

Homeowners Choice, Inc. is a Florida-based insurance holding company headquartered in Clearwater. Through its subsidiary corporations, Homeowners Choice provides property and casualty homeowners' insurance, condominium owners' insurance and tenants' insurance solely to Florida property owners. Founded in 2006, Homeowners Choice today serves policyholders throughout Florida. The company's common shares trade on the NASDAQ Global Market under the ticker symbol HCII and are included in the Russell Microcap Index. Warrants trade on the same market under the ticker symbol HCIIW. More information about Homeowners Choice, Inc. is available at .

The Homeowners Choice, Inc. logo is available at

Forward-Looking Statements

This news release may contain forward-looking statements made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as "anticipate," "estimate," "expect," "intend," "plan" and "project" and other similar words and expressions are intended to signify forward-looking statements. Forward-looking statements are not guarantees of future results and conditions but rather are subject to various risks and uncertainties. For example, there can be no assurance that the company will continue to pay its quarterly dividend or that it will pay additional special dividends. Some of these risks and uncertainties are identified in the company's filings with the Securities and Exchange Commission. Should any risks or uncertainties develop into actual events, these developments could have material adverse effects on the company's business, financial condition and results of operations. Homeowners Choice, Inc. disclaims all obligations to update any forward-looking statements.
CONTACT: Media Contact:
         Suzie Boland
         RFB Communications Group
         Investor Relations Contact:
         Jay Madhu
         Homeowners Choice, Inc.

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