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Protective Life CEO Discusses Q3 2010 Results – Earnings Call Transcript

Protective Life Corporation ( PL)

Q3 2010 Earnings Call Transcript

November 4, 2010 9:00 am ET

Executives

Eva Robertson – VP, IR

John Johns – Chairman, President and CEO

Rich Bielen – Vice Chairman and CFO

Carl Thigpen – EVP and Chief Investment Officer

Analysts

John Nadel – Sterne, Agee & Leach

Mark Finkelstein – Macquarie

Darin Arita – Deutsche Bank

Eric Berg – Barclays Capital

Alex [ph] – Credit Suisse

Chris Giovanni – Goldman Sachs

Vlad Artamonov – Coastal Investment Management

John Nadel – Sterne Agee

Presentation

Operator

Good day, ladies and gentlemen and welcome to the third quarter 2010 Protective Life Corporation earnings conference call. My name is Shawnell and I will be your operator for today. At this time, all lines are in a listen-only mode. Later, we will conduct a question-and-answer session. (Operator Instructions) I would now like to turn the conference over to Ms. Eva Robertson, Vice President, Investor Relations. Please proceed.

Eva Robertson

Thank you, operator and good morning, everyone. Welcome to Protective Life Corporation’s 2010 Third Quarter Earnings Call. Our call will be hosted by John Johns, Protective’s Chairman, President and CEO; and Rich Bielen, Our Vice Chairman and CFO. But also here with us today, we have got Carl Thigpen, Chief Investment Officer; Carolyn Johnson, our Chief Operating Officer; Steve Walker, our Chief Accounting Officer and Ed Berko, our Chief Risk Officer.

Yesterday, we released our earnings press release and the supplemental financial information and those are posted on our website at Protective.com. I want to remind you that in addition to our press release and the supplemental financial information, there is a slide presentation we are using with today's call and that slide presentation is available there on the website on a web cast link.

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