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Provident Financial Holdings Announces Quarterly Cash Dividend

RIVERSIDE, Calif., Nov. 1, 2010 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. ("Company"), (Nasdaq:PROV), the holding company for Provident Savings Bank, F.S.B., today announced that the Company's Board of Directors declared a quarterly cash dividend of $0.01 per share. Shareholders of the Company's common stock at the close of business on November 26, 2010 will be entitled to receive the cash dividend. The cash dividend will be payable on December 23, 2010.

Safe-Harbor Statement

Certain matters in this News Release may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements may relate to, among others, expectations of the business environment in which the Company operates, projections of future performance, perceived opportunities in the market, potential future credit experience, and statements regarding the Company's mission and vision. These forward-looking statements are based upon current management expectations, and may, therefore, involve risks and uncertainties. The Company's actual results, performance, or achievements may differ materially from those suggested, expressed, or implied by forward-looking statements as a result of a wide range of factors including, but not limited to, the general business environment, interest rates, the California real estate market, competitive conditions between banks and non-bank financial services providers, regulatory changes, and other risks detailed in the Company's reports filed with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the fiscal year ended June 30, 2010.

CONTACT:  Craig G. Blunden, Chairman, President and CEO
          Donavon P. Ternes, Chief Operating Officer and 
           Chief Financial Officer
          (951) 686-6060

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