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First Commonwealth Financial CEO Discusses Q3 2010 Results – Earnings Call Transcript

First Commonwealth Financial ( FCF)

Q3 2010 Earnings Conference Call

October 28, 2010 2 PM ET


Rich Stimel – Communications Manager

John Dolan – President and CEO

Bob Rout – EVP and CFO

Mike Price – President, First Commonwealth Bank

Bob Emmerich – EVP and Chief Credit Officer

John Previte – SVP, Investments


Andy Stapp – B. Riley & Company

Mike Shafir – Stern, Agee

Damon DelMonte – KBW

Rick Weiss – Janney Montgomery Scott

Julienne Cassarino – Prospector Partners



Good afternoon and welcome to the First Commonwealth third quarter 2010 earnings conference call. All participants will be in a listen-only mode.

(Operator Instructions)

Please note this event is being recorded. At this time I would like to turn the conference over to Rich Stimel, Communications Manager at First Commonwealth. Please go ahead sir.

Rich Stimel

Thank you. As a reminder a copy of today’s earnings release can be accessed by logging on to and selecting the Investor Relations link at the top of the page and then selecting News on the left side of the page. We’ve also included slide presentations on our Investor Relations page with supplemental financial information that we will reference throughout today’s call.

With me in the room today are John Dolan, President and CEO of First Commonwealth Financial Corporation; Mike Price, President of First Commonwealth Bank; and Bob Rout, Executive Vice President and Chief Financial Officer. After brief comments from management, we’ll open the call for your questions. For that portion of the call we’ll be joined by Bob Emmerich, our Chief Credit officer and John Previte, our Senior Vice President of Investments.

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