First Commonwealth Financial (
Q3 2010 Earnings Conference Call
October 28, 2010 2 PM ET
Rich Stimel – Communications Manager
John Dolan – President and CEO
Bob Rout – EVP and CFO
Mike Price – President, First Commonwealth Bank
Bob Emmerich – EVP and Chief Credit Officer
John Previte – SVP, Investments
Andy Stapp – B. Riley & Company
Mike Shafir – Stern, Agee
Damon DelMonte – KBW
Rick Weiss – Janney Montgomery Scott
Julienne Cassarino – Prospector Partners
Good afternoon and welcome to the First Commonwealth third quarter 2010 earnings conference call. All participants will be in a listen-only mode.
Please note this event is being recorded. At this time I would like to turn the conference over to Rich Stimel, Communications Manager at First Commonwealth. Please go ahead sir.
Thank you. As a reminder a copy of today’s earnings release can be accessed by logging on to fcbanking.com and selecting the Investor Relations link at the top of the page and then selecting News on the left side of the page. We’ve also included slide presentations on our Investor Relations page with supplemental financial information that we will reference throughout today’s call.
With me in the room today are John Dolan, President and CEO of First Commonwealth Financial Corporation; Mike Price, President of First Commonwealth Bank; and Bob Rout, Executive Vice President and Chief Financial Officer. After brief comments from management, we’ll open the call for your questions. For that portion of the call we’ll be joined by Bob Emmerich, our Chief Credit officer and John Previte, our Senior Vice President of Investments.