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Provident Financial Services CEO Discusses Q3 2010 Results - Earnings Call Transcript

Provident Financial Services ( PFS)

Q3 2010 Earnings Call

October 29, 2010 10:00 a.m. ET


Christopher Martin – Chairman, President and CEO

Tom Lyons – SVP and CFO


Rick Weiss – Janney Montgomery Scott

Steve Moss – Janney Montgomery Scott

Damon DelMonte - KBW

Matthew Kelley – Sterne, Agee and Leach

Collyn Gilbert – Stifel Nicolaus

Jake Seville – RBC Capital Markets

Mark Fitzgibbon – Sandler O’Neill & Partners



Good morning and welcome to the Provident Financial Services Third Quarter 2010 Earnings Conference Call. All participants will be in a listen-only mode. (Operator instructions) Please note that this event is being recorded.

I would now like to turn the conference over to Mr. Leonard Gleason, Investor Relations Officer. Sir, please go ahead.

Leonard Gleason

Thank you, BJ, and good morning, everyone. Welcome to the Provident Financial Services Inc. Third Quarter Earnings Call. All our presenters this morning are Chris Martin, Chairman, President, and CEO, and Tom Lyons, our Senior Vice President, and CFO.

Before turning the program over them to discuss our third quarter results, I would ask that you please take note of our standard caution as to any forward-looking statements that may be made during the course of today’s review of our financial performance.

Our full disclosure and disclaimer can be found in the text of today’s earnings release. A copy of that notice, and all of our SEC filings may be obtained by accessing the investor relation page on our web site or by calling our Investor Relations Department at 201-915-5344.

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