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First Financial Holdings CEO Discusses Q4 2010 Results – Earning Call Transcript

First Financial Holdings (FFCH)

Q4 2010 Earnings Call

October 27, 2010 2:00 pm ET

Executives

Dorothy B. Wright - SVP-IR and Corporate Secretary

R. Wayne Hall - President and CEO

Joseph W. Amy - EVP and Chief Credit Officer

Blaise B. Bettendorf - EVP and CFO

Analysts

Adam Barkstrom - Sterne, Agee & Leach

Christopher Marinac - FIG Partners, LLC

Jeff Harralson - Keefe, Bruyette & Woods

David Grayson - Suntrust Robinson Humphrey

Rupesh Sahu - Titan Capital

Presentation

Operator

Ladies and gentlemen, thank you for standing by. Welcome to First Financial Holdings Fiscal 2010 year-end earnings conference call. During the presentation, all participants will be in a listen-only mode. And afterwards, we will conduct a question-and-answer session. (Operator Instructions)

And I would now like to turn the conference over to D. B. Wright, Vice President and Corporate Secretary with First Financial Holdings. . Please go ahead.

Dorothy B. Wright

Good afternoon and thank you Andrei and we appreciate your participation in the fourth quarter 2010 earnings conference call. Before we begin, I have several brief administrative items to address. You should have received our fourth quarter and fiscal year-end 2010 earnings release along with supplemental information earlier today. For those who did not, those are available on our website at www.firstfinancialholdings.com. In addition to this teleconference call, we have a listen-only live web cast. This webcast will be available for the next 90 days. Those are live in archive webcast may be accessed via a link on the homepage of our website. On our call today, Our President and Chief Executive Officer, Wayne Hall, Blaise Bettendorf, our Chief Financial officer and Joe Amy our Chief Credit Officer will be presenting and all will take questions at the end.

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