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Metro Bank Launches America’s Next Great Credit Card

Metro Bank today announced the launch of America’s Next Great Credit Card, a personal Visa ® credit card that is expected to instantly win customers thanks to an amazingly low interest rate and lack of fees.

The Metro Bank Personal Visa Credit Card features a 9.90% annual percentage rate, no annual fees, no late fees and no balance transfer fees.

According to Index Credit Card’s Credit Card Monitor, the average consumer credit card rate was 16.79% APR as of Aug. 31.

“Other credit cards offer low rates as teasers or waive fees only for a limited time,” said Metro Bank Chairman, President and CEO Gary L. Nalbandian. “Metro Bank’s new Personal Visa Credit Card breaks the mold. The rate starts lower and stays lower. And when we say there are no balance transfer fees or late fees, we don’t mean for just six or 12 months. We mean there are no balance transfer fees or late fees, period.”

Known for conveniences like seven-day branch banking and free coin counting, Metro Bank’s credit card services also include online account access and a 24/7 live customer call center.

Customers can apply by visiting their nearest Metro Bank store or calling the bank toll-free at 1-800-296-1015.

Not an offer or solicitation for a credit card. Qualification is based on an assessment of individual credit worthiness. For terms and conditions, visit www.mymetrobank.com .

About Metro Bank

Metro Bank, subsidiary of Metro Bancorp Inc. (NASDAQ:METR), is a financial services retailer with 33 stores in the counties of Berks, Cumberland, Dauphin, Lancaster, Lebanon and York. Headquartered in Harrisburg, the bank’s services include seven-day banking, free checking, free instant-issue Visa debit card, free coin-counting machines, free online banking and 24/7 live customer service. The bank also offers commercial banking services including term loans, commercial mortgages, lines of credit and cash management services. For more information about Metro Bank, visit www.mymetrobank.com.

FORWARD LOOKING STATEMENTS

This news release contains forward-looking statements concerning future events. Actual results could differ materially due to the following risks and uncertainties -- deteriorating economic conditions; increased competition; interest rate movements; market volatility in the securities markets; legislative or regulatory developments; merger-related synergies, savings and integration issues; technological changes; and other risks and uncertainties discussed in the company's reports filed from time to time with the Securities and Exchange Commission. The Company cautions readers not to place undue reliance on these statements. The Company undertakes no obligation to publicly release or update any of these statements.

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