There has been a lot of discussion about Moral Hazard regarding the large bank bailouts (which the recent financial reform legislation apparently now has "institutionalized"). And there has been a lot of commentary about the lack of help for America's community institutions; in 2010 alone, the FDIC has closed 108 such banks (at least as of this writing). It just appears to us that Washington protects the Wall Street firms to the detriment of Main Street.We have
Moral Hazard at the FDIC
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