First Financial Holdings, Inc. F3Q10 (Qtr End 06/30/10) Earnings Call Transcript

First Financial Holdings, Inc. (FFCH)

F3Q10 (Qtr End 06/30/10) Earnings Call

July 26, 2010 2:00 pm ET

Executives

Dee Bee Wright – SVP and Corporate Secretary

Wayne Hall – President and CEO

Blaise Bettendorf – CFO

Joe Amy – Chief Credit Officer

Analysts

Mac Hodgson – Suntrust Robinson Humphrey

Christopher Marinac – FIG Partner

Presentation

Operator

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Ladies and gentlemen, thank you for standing by. Welcome to the First Financial Holdings third quarter fiscal 2010 earnings conference call. During the presentation, all participants will be in a listen-only mode. Afterwards, we will conduct a question-and-answer session. (Operator Instructions)

As a reminder, this conference is being recorded Monday, July 26, 2010. I’d like to turn the conference now over to Dee Bee Wright, Senior Vice President and Corporate Secretary. Please go ahead, ma'am.

Dee Bee Wright

Thank you, Sean. Good afternoon. And thank you for participating in our third quarter 2010 earnings conference call. Before we begin, I have several brief administrative items to address. You should have received our third quarter fiscal 2010 earnings release and supplemental information today. For those who did not, both are available on our website at firstfinancialholdings.com.

In addition to this teleconference call, we have a listen-only webcast available. This webcast will be available for the next 90 days, both the live and archived webcast maybe accessed via a link on our website and again, that address is firstfinancialholdings.com.

On our call today will be our President and Chief Executive Officer, Wayne Hall; Blaise Bettendorf, our Chief Financial Officer; and Joe Amy, our Chief Credit Officer. They will all be presenting and will take questions at the end.