The loan loss provision in the first and second quarters of 2010 totaled $1.4 million, compared to $2.1 million in the second quarter a year ago. Year-to-date, the provision for loan losses totaled $2.8 million compared to $3.5 million in the first half of 2009. In the second quarter of 2010, net interest income, after the provision for loan losses, was $9.7 million compared to $9.9 million in the prior quarter and $9.5 million a year ago. For the first six months of 2010, net interest income after provision for loan losses was $19.7 million compared to $19.4 million in the like period a year ago.
Total other operating income increased 26% for the second quarter of 2010 from the prior quarter and dipped 1% year-over-year reflecting strong contributions from affiliated financial services offerings, although volumes in Northrim's mortgage affiliate were off from last year's levels. Other operating income totaled $3.6 million in the second quarter of 2010 compared to $2.8 million in the first quarter of 2010 and $3.7 million in the second quarter of 2009. For the first six months of 2010, other operating income totaled $6.5 million compared to $7.2 million for the first six months of 2009. Deposit account service charge income grew 9% in the linked quarter to $762,000 up from $700,000 in the preceding quarter and compared to $775,000 in the second quarter of 2009. For the first six months of the year, service charges on deposit accounts were flat at $1.5 million.
Purchased receivable income contributed $595,000 to second quarter revenues, up from $314,000 in the preceding quarter and $474,000 in the year ago quarter. Year-to-date, purchased receivables income contributed $909,000 down from $1.2 million in the first half of 2009. "Income and expenses in this category fluctuate a great deal due to the nature of the business and balances financed for customers. Northrim Funding, our purchased receivables division based in the greater Seattle area, offers a solid alternative to local financing options for small businesses and provides us with a way to operate in the Puget Sound commercial market," said Beedle.