Infinity Property and Casualty Corporation (IPCC)
Q1 2010 Earnings Call
May 6, 2010 11:00 AM EST
Jim Gober – Chairman, President and CEO
Roger Smith – CFO
Caroline Spears (ph) – Macquarie
Doug Mewhirter – RBC
Alison Jacobowitz – Bank of America Merrill Lynch
Good day, ladies and gentlemen, and welcome to the Q1 2010 Infinity Property and Casualty Corporation Earnings Conference Call. My name is Derek and I will be your operator for today. At this time, all participants are in listen-only mode. Later, we will be conducting a question-and-answer session. (Operator Instructions). As a reminder, this conference is being recorded for replay purposes.
I would now like to turn the conference over to your host for today, Ms. Amy Jordan, AVP of Investor Relations. Please proceed, ma’am.
Thank you. Good morning and thank you for joining us for Infinity’s first quarter earnings conference call. The live event link on our website does contain a slide presentation for this morning’s call, if you would like to follow along.
We also have an Excel Spreadsheet on our website under the quarterly reports tab that provides more detailed quarterly financial data and page 10 of this report contains the definition and reconciliation of any non-GAAP items that we will discuss this morning.
Certain statements made during this call may be deemed to be forward-looking statements that anticipate results based on our estimates, assumptions and plans that are subject to uncertainty. These statements are made subject to the Safe Harbor provisions of the Private Securities Litigation Reform Act of 1995. All statements in this call not dealing with historical results or current facts are forward-looking and are based on estimates, assumptions, and projections.