NEW YORK ( TheStreet) -- The best rates for certificates of deposits (CDs) and checking and saving accounts are offered by small banks often based in the middle of nowhere -- or literally nowhere, as in, the Internet.JPMorgan (JPM - Get Report), Citigroup (C - Get Report), Bank of America (BAC - Get Report), Wells Fargo (WFC - Get Report), Regions Financial (RF - Get Report) and Fifth Third (FITB - Get Report) don't come close, even though taxpayers gave tens of billions to the biggest banks during the financial crisis.
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