NEW YORK (TheStreet) -- American Express (AXP), MasterCard (MC) and Visa (V) charge your bank (usually 1%) to convert dollars to the local currency when you travel. The bank that issues your card also charges a fee for the transaction (typically 2%). That makes vacations more expensive.
Choosing the right credit card can help cut costs. Travelers can avoid this fee by comparing credit cards and choosing the right card before they leave home.
Capital One (COF) currently is the only major issuer that doesn't charge a foreign-transaction fee. In addition, the Pentagon Federal Credit Union recently eliminated the 2.5% international-transaction fee from the PenFed Premium Travel Rewards American Express card.
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