BOSTON ( TheStreet) -- For the more than 7 million Americans who lost their jobs in the recession, retirement planning may take a backseat to finding employment.But fund-management firms, including Fidelity, Vanguard, Schwab (SCHW - Get Report) and T. Rowe Price (TROW - Get Report), have plans in place for those saving for retirement without the help of an employer. Banks, insurance companies and financial advisers also can be hired to craft an ideal savings vehicle.
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