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Citigroup Boosts Credit Card Fees

Holders can always ask issuers to waive annual fees. It may not work, but it doesn't hurt to try. If consumers have a good history with the Citigroup card and it is building up their credit score, they can shift some spending to reach the $2,400 limit and pay off balances each month.

Of course, you can opt out of the card, close the account and shop for a new credit card.

-- Reported by Bill Hardekopf, CEO of LowCards.com.

Bill Hardekopf is the chief executive officer of LowCards.com, which compares and rates more than 1,000 credit cards. He is the co-author of "The Credit Card Guidebook."
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