Georgia Banks With the Weakest Loan Quality
Fifteen Georgia institutions were included in TheStreet.com's list of Undercapitalized Banks and Thrifts, which was published Aug. 28 and based on June 30 financial reports. Of 116 undercapitalized institutions on the list, 14 have failed. From 89 banks and thrifts on a similar list published in May, more than half have failed.
There were 45 Georgia banks and thrifts with nonperforming-assets ratios above 10% as of June 30, the most for any state, although Florida ran a close second, with 42. Nonperforming assets include nonaccrual loans, accruing loans past due 90 days or more and repossessed real estate.
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