Cramer's 'Mad Money' Recap: Naysayers Owe an Apology (Final)

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NEW YORK (TheStreet) -- "The crash is over, let's start making some money again," were Jim Cramer's words to the viewers of his "Mad Money" TV show on the heels of the debut of his new book, Getting Back To Even.

He said he wants to hear an apology from all those pundits and naysayers who have kept investors out of market, and out of the recovery.

Cramer said with the markets at the door of Dow 10,000, it's time to admit that the worst is behind us, and that the recovery, however slight or slow, has at least begun. He said this is a time to celebrate the individual investor, who has both the knowledge and the wherewithal to make up for the losses of the past.

"Picking stocks and running your own portfolio is not a sin," said Cramer, who dismissed the notion that individual investors need to stick with Treasuries and index funds because the markets are "too complex" to decipher. He said these options woefully underperform the markets and should be avoided.

Instead, Cramer suggested the ideas and information he preaches every night on "Mad Money," such as investing in high-yielding dividend stocks, along with stocks that do well in a recovery. He also advocated investing in the occasional IPO issue, and even a speculative stock from time to time, to help keep things interesting.

In a nutshell, Cramer said investors deserve more respect than Wall Street gives them. He said the naysayers have kept investors out of the markets, and that's just wrong. There are opportunities out there, said Cramer, adding investors just need to go out there and find them.